HDFC Home Loan - Features & Benefits of HDFC Home Loans

HDFC Home Loan Interest Rate at 6.80%

HDFC offers Home Loan interest rate of 6.80% for loan amounts up to 30 lakhs for Women Applicants. The offer has been in effect since 11th January, 2021.

This special Housing Loan Scheme is for a limited period only, and can be availed if the loan is disbursed on or before 31st March, 2021. HDFC decides eligibility for the offer based on parameters such as credit scores, segments, details of other loans, etc., and is applicable only for applicants with the credit score of 730 and above.

The offer can be availed on Home Loans including Home Improvement, Home Extension, and even Refinancing/ Balance Transfer from other lenders.

However, as the offer is applicable only for loans under the ‘Adjustable Rate Home Loan Scheme’, it is subject to change at the time of disbursement. The rates are linked to HDFC's BenchMark Rate. Hence, they are variable throughout the loan period as well.

Features & Benefits of HDFC Home Loans

For Salaried Individuals:

HDFC Home Loans are offered for-

• Purchase of a bungalow, a flat, a row house from private developers in approved projects.
• Purchase of properties from the Development Authorities such as MHADA, DDA, etc.
• Purchase of properties in a Co-operative Housing Society/Apartment Owners' Association/Development Authorities settlements/privately built up homes.
• Construction on a freehold/leasehold plot or on a plot allotted by a Development Authority.
• You can get expert legal and technical counseling to help you take the right decision in buying a new home.
• You can avail the service of HDFC Home Loans throughout India with Integrated branch network.
• For those employed in the Indian Army, special arrangement with AGIF for Home Loans has been made.
  

For Self-employed Individuals:

HDFC Home Loans are offered for -

• Purchase of a bungalow, a flat, a row house from private developers in approved projects.
• Construction on a freehold/leasehold plot or on a plot allotted by a Development Authority.
• Purchase of properties from the Development Authorities such as MHADA, DDA, etc.
• Purchase of properties in a Co-operative Housing Society/Apartment Owners' Association/Development Authorities settlements/privately built up homes.
• Doorstep assistance and Innovative schemes on your Home Loan.
• You can get expert legal and technical counseling to help you in buying a home.
• You are offered attractive interest rates to make your Home Loan affordable.
• Integrated branch network for availing and servicing the home loan anywhere in India.
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